Carrie Cardinal It is that time again, tax season! If you bought your first home in 2016 make sure you take advantage of some tax savings! With the cost of your new home, a down payment, moving, closing costs and a brand new mortgage, you’ll enjoy a bit of a break on your income tax! /http://www.cra-arc.gc.ca/hbtc/
URGENT! More government changes are coming in a couple weeks impacting how much you can qualify for in a mortgage payment and home…. The government is implementing a new “stress test rate” when qualifying for a mortgage. You must be able to qualify at their “stress test rate” even though the rate and payment you’ll …
Here is some information regarding the Saskatchewan Graduate Retention Program.The program has changed and we are in the process of bringing on more banks accepting this grant. I am currently working with several graduates who are now taking possession of their first home because of this help. Each Applicant requires an Eligibility Certificate in …
I just completed a refinance for a couple that seemed to be getting no-where with their bank. We completed their refinance about a week ago and I was touching base to see how things were today and this is what they said: “Everything went so smoothly once we started the process with you that it …
All the buzz about the new down payment rules. I’ve had many questions already today about the changes. Stay calm and mortgage on. Here’s what the changes are: 1- If you are buying a home less than $500,000 rules remain unchanged at 5% down payment. 2- For $500,000-$1,000,000 you will need 10% on just the …
From the desk of Carrie…I’m working on a mortgage refinance paying off a large line of credit used to complete landscaping and basement development…while this is an excellent credit vehicle for the project, it becomes a burden after the fact and interest just keeps piling up–so do the payments! I just rolled this into a …
I receive tons of calls on mortgages, day in and day out, year after year. I love speaking to my clients and saving them fat stacks of cash on their mortgage. Whether a refinance, renewal or a brand new home, I have access to wholesale rates and pass these to my clients, without any fees. …
These beauties arrived today from a recent client with a little note that read…. “Thank you for your great service and professionalism in arranging my mortgage!” I’d like to add, it is my pleasure working with my clients and their financial goals and saving them fat stacks of cash on their mortgage. Thanks so much …
Thanks TMG for featuring in me the March edition of your bulletin. Have a read how I started in the mortgage business and a little about me! TheBulletin_mar2015_pg6(2)
Today I wrote a new mortgage for a client who purchased a home with 5% down payment around 5 years ago. He has now sold this home and has made an offer on a new place with a considerably higher mortgage. He’s a fan of The Mortgage Show and we’ve been talking over the past …
My Happy Customers…
I just wanted to tell you how much I appreciate your work and professionalism. You did our mortgage this past winter, you’ve set my sister up…and now you’re helping my nephew today to buy his first house!! You’re good at what you do and I’m going to keep referring people to you! Ang
The prospect of buying a home can be an intimidating experience; just knowing where to start can leave you feeling overwhelmed. With all there is to consider, it’s nice to have people such as Carrie put you at ease and help you make decisions that you can be comfortable with. I would never hesitate for a moment
I originally chose to go through Carrie for my new mortgage after finding her website and thinking that she seemed knowledgeable and professional. She definitely did not disappoint. I found her to be very accommodating with schedules and timelines, knowledgeable about every aspect of mortgages and answered any questions I had quickly and thoroughly. I
I originally chose to go through Carrie for my new mortgage after finding her website and thinking that she seemed knowledgeable and professional. She definitely did not disappoint. I found her to be very accommodating with schedules and timelines, knowledgeable about every aspect of mortgages and answered any questions I had quickly and thoroughly. I
We were homeowners in financial hardship with high debt. Carrie was able to rescue us from Bankruptcy and refinanced our mortgage and paid out all our debts. We are very grateful for the work she did.
Your work and thoughtfulness reaffirm why you are one of the best in your business. Your attention to detail and the exacting nature of your presentation of options to the finalizing of the paper work made this mortgage change painless and enjoyable. I want you to know that we will continue to use your services
Our mortgage experience with Carrie was very easy and smooth!! We had previous financial struggles and Carrie was able to find us an excellent rate given our circumstance. She was extremely professional and accommodating to the very best of our needs, and I will refer her to anyone!! Thank you Carrie for your service!!
We’ve had the pleasure of working with Carrie on several occasions and value her expertise and always finding us the best rates… We highly recommend Carrie and appreciate her quick responses. We have recommended her to friends and family…
Carrie, I’m having a hard time finding the right words to express how I feel right now. I’ll start with a huge thank you and for making a dream come true for me. It means more than you know. Never would I have thought I would be where I am today. In my life and
