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First Time Home Buyers Incentive

The program is here! A few highlights on this initiative: interest-free shared equity loan available (5% on existing homes, 10% on new homes) Income requirments required of $120,000  or less loan cannot exceed 4 times your income available to First Time Home Buyers...

Bank of Canada Announces Prime Rate Increase

As expected prime rate increased a quarter percent this morning. This affects variable rate mortgage holders $13/month per $100,000 mortgage balance as well as home equity line of credit holders. No changes to fixed-rate mortgages....

Important Dates to Remember when Buying a Home

In the real estate world, there are a lot of important dates. You may be familiar with possession day, this is the day you get the keys to your new home.  Another very important day is the removal of conditions, this is where you sign off stating a firm sale!  By this...

Bank of Canada Prime Rate Change -Jan 18

The Bank of Canada increased prime rate this morning by a quarter percent. If you have a variable rate mortgage, this will increase .25%   http://www.cbc.ca/…/…/bank-of-canada-rate-decision-1.4490918

Experience working for you!

I’m honored to display another ‘Summit 5’ for 2017 representing the top 5% of TMG brokers in Canada. Like anything in life, it’s hard work and determination…and in my world it still happens one mortgage at a time. Thanks to my clients who...

Moving forward…apart. I can help!

I work with many clients going through equity division, separation, divorce and planning a new chapter in their lives. One of the biggest questions I hear is what can I now qualify for on my own? Can I afford to keep our home? Can I refinance and pay the other side...

Equifax Breach May Affect Canadians….

As you may have heard Equifax Breach May Affect Canadians. A security breach at credit-monitoring company Equifax Inc. that could affect up to 143 million people in the United States has also exposed “limited personal information” for an undisclosed number...

My top two commonly asked questions!

There has been lots of hype over the last month or so of mortgage rates increasing. The media took this news and ran it for weeks instilling fear into many. I am pleased to report to you that after this initial HIKE of about a half percent, we’re now seeing many...

1st time home buyer in 2016? Make sure to file for your tax credit!

It is that time again, tax season!  If you bought your first home in 2016 make sure you take advantage of some tax savings! With the cost of your new home, a down payment, moving, closing costs and a brand new mortgage, you’ll enjoy a bit of a break on your...