Carrie Cardinal It is that time again, tax season! If you bought your first home in 2016 make sure you take advantage of some tax savings! With the cost of your new home, a down payment, moving, closing costs and a brand new mortgage, you’ll enjoy a bit of a break on your income tax! /http://www.cra-arc.gc.ca/hbtc/
URGENT! More government changes are coming in a couple weeks impacting how much you can qualify for in a mortgage payment and home…. The government is implementing a new “stress test rate” when qualifying for a mortgage. You must be able to qualify at their “stress test rate” even though the rate and payment you’ll …
Here is some information regarding the Saskatchewan Graduate Retention Program.The program has changed and we are in the process of bringing on more banks accepting this grant. I am currently working with several graduates who are now taking possession of their first home because of this help. Each Applicant requires an Eligibility Certificate in …
I just completed a refinance for a couple that seemed to be getting no-where with their bank. We completed their refinance about a week ago and I was touching base to see how things were today and this is what they said: “Everything went so smoothly once we started the process with you that it …
All the buzz about the new down payment rules. I’ve had many questions already today about the changes. Stay calm and mortgage on. Here’s what the changes are: 1- If you are buying a home less than $500,000 rules remain unchanged at 5% down payment. 2- For $500,000-$1,000,000 you will need 10% on just the …
From the desk of Carrie…I’m working on a mortgage refinance paying off a large line of credit used to complete landscaping and basement development…while this is an excellent credit vehicle for the project, it becomes a burden after the fact and interest just keeps piling up–so do the payments! I just rolled this into a …
I receive tons of calls on mortgages, day in and day out, year after year. I love speaking to my clients and saving them fat stacks of cash on their mortgage. Whether a refinance, renewal or a brand new home, I have access to wholesale rates and pass these to my clients, without any fees. …
These beauties arrived today from a recent client with a little note that read…. “Thank you for your great service and professionalism in arranging my mortgage!” I’d like to add, it is my pleasure working with my clients and their financial goals and saving them fat stacks of cash on their mortgage. Thanks so much …
Thanks TMG for featuring in me the March edition of your bulletin. Have a read how I started in the mortgage business and a little about me! TheBulletin_mar2015_pg6(2)
Today I wrote a new mortgage for a client who purchased a home with 5% down payment around 5 years ago. He has now sold this home and has made an offer on a new place with a considerably higher mortgage. He’s a fan of The Mortgage Show and we’ve been talking over the past …
My Happy Customers…
We began our mortgage process very early on with Carrie and she was happy to walk us through the process from start to finish. We encountered a few bumps along the way and she presented all of our options with clarity and an honest sense of wanting the very best for us. She demonstrated knowledge
I could not have chosen a friendlier more efficient mortgage broker! Carrie was always readily available to assist with my questions and treated me with utmost respect. I not only felt looked after but I felt she treated me the same she would her own family. Carrie definitely had MY best interests in mind which
I really appreciate all the hard work you’ve done for me and helping me through this journey as a first time home buyer! Thank you!
We began our mortgage process very early on with Carrie and she was happy to walk us through the process from start to finish. We encountered a few bumps along the way and she presented all of our options with clarity and an honest sense of wanting the very best for us. She demonstrated knowledge
Everything went so smoothly once we started the process with you that it makes us wonder why we took so long to come to you. We have told many friends and family about your wonderful service. It’s a load off our shoulders to have everything taken care of.
We were homeowners in financial hardship with high debt. Carrie was able to rescue us from Bankruptcy and refinanced our mortgage and paid out all our debts. We are very grateful for the work she did.
My husband and I had only been tossing around the idea of obtaining mortgage refinance through a different lender when he heard Carrie on a radio talk show. He was so impressed with her presentation, he contacted her that evening via email and within a week we had been approved for a new mortgage at a rate less than half of what
I absolutely love my clients. I’ve been blessed to be trusted with one of the largest purchases of a lifetime, a home! Thank you to all my clients that have sent kind words, they mean so much to me. As a consumer I like to read reviews on all kind of things from recipes to
I had heard about Carrie from a friend who had recently taken out a mortgage. They raved about the way she handled their mortgage. I recently took possession of my new home and Carrie was everything I was told! Thanks!
I originally chose to go through Carrie for my new mortgage after finding her website and thinking that she seemed knowledgeable and professional. She definitely did not disappoint. I found her to be very accommodating with schedules and timelines, knowledgeable about every aspect of mortgages and answered any questions I had quickly and thoroughly. I
