Carrie Cardinal It is that time again, tax season! If you bought your first home in 2016 make sure you take advantage of some tax savings! With the cost of your new home, a down payment, moving, closing costs and a brand new mortgage, you’ll enjoy a bit of a break on your income tax! /http://www.cra-arc.gc.ca/hbtc/
URGENT! More government changes are coming in a couple weeks impacting how much you can qualify for in a mortgage payment and home…. The government is implementing a new “stress test rate” when qualifying for a mortgage. You must be able to qualify at their “stress test rate” even though the rate and payment you’ll …
Here is some information regarding the Saskatchewan Graduate Retention Program.The program has changed and we are in the process of bringing on more banks accepting this grant. I am currently working with several graduates who are now taking possession of their first home because of this help. Each Applicant requires an Eligibility Certificate in …
I just completed a refinance for a couple that seemed to be getting no-where with their bank. We completed their refinance about a week ago and I was touching base to see how things were today and this is what they said: “Everything went so smoothly once we started the process with you that it …
All the buzz about the new down payment rules. I’ve had many questions already today about the changes. Stay calm and mortgage on. Here’s what the changes are: 1- If you are buying a home less than $500,000 rules remain unchanged at 5% down payment. 2- For $500,000-$1,000,000 you will need 10% on just the …
From the desk of Carrie…I’m working on a mortgage refinance paying off a large line of credit used to complete landscaping and basement development…while this is an excellent credit vehicle for the project, it becomes a burden after the fact and interest just keeps piling up–so do the payments! I just rolled this into a …
I receive tons of calls on mortgages, day in and day out, year after year. I love speaking to my clients and saving them fat stacks of cash on their mortgage. Whether a refinance, renewal or a brand new home, I have access to wholesale rates and pass these to my clients, without any fees. …
These beauties arrived today from a recent client with a little note that read…. “Thank you for your great service and professionalism in arranging my mortgage!” I’d like to add, it is my pleasure working with my clients and their financial goals and saving them fat stacks of cash on their mortgage. Thanks so much …
Thanks TMG for featuring in me the March edition of your bulletin. Have a read how I started in the mortgage business and a little about me! TheBulletin_mar2015_pg6(2)
Today I wrote a new mortgage for a client who purchased a home with 5% down payment around 5 years ago. He has now sold this home and has made an offer on a new place with a considerably higher mortgage. He’s a fan of The Mortgage Show and we’ve been talking over the past …
My Happy Customers…
Carrie was wonderful from pre approval to possession. Because of her service I am a life time client.
We really appreciate the professional and time saving services of Carrie Cardinal Mortgage Broker. Over the decades, we have placed many mortgages and it is good to know that we got the deal for the best rate possible. We would definitely use and recommended Carrie Cardinal Mortgage Broker to anyone. Thank you again Carrie!
I originally chose to go through Carrie for my new mortgage after finding her website and thinking that she seemed knowledgeable and professional. She definitely did not disappoint. I found her to be very accommodating with schedules and timelines, knowledgeable about every aspect of mortgages and answered any questions I had quickly and thoroughly. I
Our mortgage experience with Carrie was very easy and smooth!! We had previous financial struggles and Carrie was able to find us an excellent rate given our circumstance. She was extremely professional and accommodating to the very best of our needs, and I will refer her to anyone!! Thank you Carrie for your service!!
The prospect of buying a home can be an intimidating experience; just knowing where to start can leave you feeling overwhelmed. With all there is to consider, it’s nice to have people such as Carrie put you at ease and help you make decisions that you can be comfortable with. I would never hesitate for a moment
Carrie exceeded my expectations when it came to finding the best mortgage for me. Having only used a bank before, the options she provided as an independent broker gave me so much more choice and allowed me to save a significant amount of money. In addition, Carrie always responded to all of my questions very
My husband and I, having moved back to Canada after 9 years abroad, found ourselves in a bit of an unusual situation in terms of getting a mortgage. Carrie figured out the best method for us and we’re very pleased. We highly recommend her!
As newcomers to Regina we were grateful to be guided through the complicated process of getting a mortgage by someone we knew we could trust. Carrie was professional, courteous, and always helpful. We would recommend her to friends without hesitation.
Carrie has made our life easier from the work she’s done!
Carrie has mortgaged 2 homes for us in the past 18 months. Her service and expertise is excellent!
