Making a house a home!
I love working with my clients and hearing their stories of home!
Carrie Cardinal
First Time Home Buyers Incentive
The program is here! A few highlights on this initiative: interest-free shared equity loan available (5% on existing homes, 10% on new homes) Income requirments required of $120,000 or less loan cannot exceed 4 times your income available to First Time Home Buyers only payable in full when the house is sold or at the …
Diving into the Federal Budget and mortgages!
Join me Saturday at 11:30 am as we go through the federal budget and how it relates to mortgages!
Bank of Canada Announces Prime Rate Increase
As expected prime rate increased a quarter percent this morning. This affects variable rate mortgage holders $13/month per $100,000 mortgage balance as well as home equity line of credit holders. No changes to fixed-rate mortgages. https://www.bnnbloomberg.ca/bank-of-canada-raises-key-rate-to-1-75-1.1157338?fbclid=IwAR3TV-nRApNEhbPWMyx4vIcN1v7jFNWPW8ORjEO45nlsoBAhJYMj2eqqwGM
Bank of Canada Prime Rate Change -Jan 18
The Bank of Canada increased prime rate this morning by a quarter percent. If you have a variable rate mortgage, this will increase .25% http://www.cbc.ca/…/…/bank-of-canada-rate-decision-1.4490918
Experience working for you!
I’m honored to display another ‘Summit 5’ for 2017 representing the top 5% of TMG brokers in Canada. Like anything in life, it’s hard work and determination…and in my world it still happens one mortgage at a time. Thanks to my clients who trust me with their dreams! 2017’s award can now make friends alongside …
Moving forward…apart. I can help!
I work with many clients going through equity division, separation, divorce and planning a new chapter in their lives. One of the biggest questions I hear is what can I now qualify for on my own? Can I afford to keep our home? Can I refinance and pay the other side out? Where to start? …
Equifax Breach May Affect Canadians….
As you may have heard Equifax Breach May Affect Canadians. A security breach at credit-monitoring company Equifax Inc. that could affect up to 143 million people in the United States has also exposed “limited personal information” for an undisclosed number of Canadians. Equifax said its core credit-reporting databases don’t appear to have been breached. Equifax …
My top two commonly asked questions!
There has been lots of hype over the last month or so of mortgage rates increasing. The media took this news and ran it for weeks instilling fear into many. I am pleased to report to you that after this initial HIKE of about a half percent, we’re now seeing many lenders adjust their rates …
Ottawa, please don’t paint all housing markets with the same brush!
There has been many recent changes in the mortgage industry since Oct 2016 which have impacted home ownership with hopes of making needed changes in inflated housing markets in Vancouver and Toronto, although the changes were implemented nation wide. Our company’s very own Mark Kerzner and our professional association, Mortgage Professionals Canada’s have gone to …
