My husband and I had only been tossing around the idea of obtaining mortgage refinance through a different lender when he heard Carrie on a radio talk show. He was so impressed with her presentation, he contacted her that evening via email and within a week we had been approved for a new mortgage at a rate less than half of what we were paying. Carrie is dedicated and very knowledgeable about the various mortgage products and lenders, and it was a most pleasurable experience for us from start to finish. Both my husband and I would definitely recommend Carrie to anyone who is looking for a new mortgage (be it first time, increase or transfer).